Added to YB: 2025-02-03
Pitch date: 2025-01-31
PGY [bullish]
Pagaya Technologies Ltd.
+41.7%
current return
Author Info
No bio for this author
Company Info
Pagaya Technologies Ltd., a product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial services and other service providers, their customers, and asset investors in the United States, Israel, and the Cayman Islands.
Market Cap
$999.3M
Pitch Price
$8.92
Price Target
N/A
Dividend
N/A
EV/EBITDA
2.61
P/E
13.37
EV/Sales
0.60
Sector
Software
Category
growth
Research Recap | January 2025 - Why I Own Pagaya
PGY: AI-driven lending network w/ 31 partners, $26B+ loans originated. Expands credit access via AI risk assessment. 4.3% take rate, 2-3% risk retention. Growing volumes, improving economics. Challenges: past impairments, funding needs. Bull case: network effects, bank partnerships, AI edge. Risks: capital markets, competition. 2025 GAAP profit target.
Read full article (11 min)