<- Go home

Added to YB: 2026-09-22

Pitch date: 2026-09-17

FFBB [bullish]

FFB Bancorp

+0.36%

current return

Author Info

River Oaks Capital is an investment fund that invests in a concentrated number of small, underfollowed micro cap & small cap public companies. Sign up for the newsletter.

Company Info

FFB Bancorp operates as a bank holding company for FFB Bank that provides various banking products and services for individuals and small and middle-market businesses in the United States.

Market Cap

$252.0M

Pitch Price

$88.55

Price Target

N/A

Dividend

N/A

EV/EBITDA

N/A

P/E

13.56

EV/Sales

N/A

Sector

Banks

Category

special_situation

Show full summary:
FFB Bancorp - $FFBB - A Fresno based community bank run by top notch CEO Steve Miller

FFBB: Ownership is being acquired in a Fresno community bank and payments processor at a $250M market cap, 1.4x book and an 8-9% free-cash-flow yield on consent-order-depressed earnings. Lifting the order could restore free cash flow to $25-30M, implying 8-10x earnings, while enabling renewed payments growth; the timing remains unresolved, though compliance costs are already reflected in earnings.

Read full article (6 min)