Added to YB: 2026-09-14
Pitch date: 2026-09-09
TFIN [bearish]
Triumph Financial, Inc.
Author Info
No bio for this author
Company Info
Triumph Financial, Inc., a financial holding company, provides banking, factoring, payments, and intelligence services in the United States.
Market Cap
$1.6B
Pitch Price
N/A
Price Target
N/A
Dividend
N/A
EV/EBITDA
N/A
P/E
44.85
EV/Sales
N/A
Sector
Banks
Category
value
Short Thesis: $TFIN Triumph Financial
TFIN (short): Triumph Financial’s technology pivot appears difficult to reconcile with a $68.83 share price, ~3.16x tangible book, 46.5x trailing earnings and only ~8.1% annualized Q2 ROTCE. Intelligence generates about $2.4M of quarterly revenue after ~$162M spent on Isometric and Greenscreens and needs ~165% growth for pretax breakeven, while trucking stress creates credit and fraud headwinds. The short is challenged if technology growth produces materially higher returns.
Read full article (3 min)