Added to YB: 2026-08-28
Pitch date: 2026-08-25
WRLD [neutral]
World Acceptance Corporation
-2.37%
current return
Author Info
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Company Info
World Acceptance Corporation engages in consumer finance business in the United States. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals.
Market Cap
$864.4M
Pitch Price
$194.66
Price Target
N/A
Dividend
N/A
EV/EBITDA
9.32
P/E
23.71
EV/Sales
2.54
Sector
Consumer Finance
Category
value
World Acceptance Stock Analysis: High-Cost Lending, Exceptional Buybacks and the Credit Quality Question That Matters Most
WRLD (overview): World Acceptance is a profitable high-cost lender with normalized owner earnings of roughly $13-$15 per share and exceptional buybacks, including 16.5% of shares in FY2026. Yet heavy refinancing, structurally high charge-offs, $570M of debt and leadership turnover argue for a watchlist stance; the key question is whether repeat borrowers reflect customer loyalty or dependence on costly credit. Valuation becomes compelling around $75-$85.
Read full article (4 min)