Added to YB: 2026-08-25
Pitch date: 2026-08-21
NU [neutral]
Nu Holdings Ltd.
+2.43%
current return
Author Info
Equivara shares deep dives on fintech, cibersecurity and AI businesses. Sign up for the newsletter.
Company Info
Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States.
Market Cap
$70.4B
Pitch Price
$14.41
Price Target
N/A
Dividend
N/A
EV/EBITDA
N/A
P/E
19.86
EV/Sales
N/A
Sector
Banks
Category
growth
Nubank Q2’26 Earnings: $1B Record Profit and the Stock Got Cheaper. Is 0.40 PEG an Entry?
NU (earnings): Q2'26 record $1,061M profit (+49% FX-adj). Customers 123→139M, ARPAC $12.5→$17.1, cost 19.5% of rev. Risk-adj margin 9.5%→12.4%. 90-day delinquencies rose 6.5%→6.9% (Jan seasonal); efficiency ratio 17.6%→19.5%. Mexico banking license, Croma tier. 19.7x P/E, 0.40 PEG, 5.5x P/B on 33% ROE. Watch delinquencies/efficiency thru Q4. Author's largest position.
Read full article (11 min)