Added to YB: 2026-07-23
Pitch date: 2026-07-21
QFIN [neutral]
Qfin Holdings, Inc.
+0.53%
current return
Author Info
No bio for this author
Company Info
Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People’s Republic of China.
Market Cap
$10.9B
Pitch Price
$13.11
Price Target
N/A
Dividend
11.77%
EV/EBITDA
0.98
P/E
2.32
EV/Sales
0.39
Sector
Consumer Finance
Category
dividend
Chinese Lenders Review - QFIN
QFIN (overview): Chinese online lender navigating tough new regs (24% all-in cost cap, mandatory cost disclosure by Aug'26, whitelisting favoring scaled players). Q1'26 net income RMB879.8M, top of guidance; Q2 guide RMB830-910M. Delinquency rose 2.71%→3.50% (watch). ~10% div yield, bought back $100M converts. Stock +25% on results. Better positioned than XYF/JFIN.
Read full article (4 min)