Added to YB: 2026-07-16
Pitch date: 2026-07-14
ORCH.L [bullish]
Orchard Funding Group plc
Author Info
Price to Tangible Bruce is a deep value investor. Buying what most investors don't like across global public markets. Sign up for the newsletter.
Company Info
Orchard Funding Group plc, through its subsidiaries, offers insurance premium finance, professional fee funding, finance, and secured property lending services in the United Kingdom.
Market Cap
GBP 13.1M
Pitch Price
GBP 0.61
Price Target
0.98 (+59%)
Dividend
4.88%
EV/EBITDA
N/A
P/E
3.99
EV/Sales
N/A
Sector
Financial Services
Category
value
0.6x TBV, PE of 4, growing mid-teens
ORCH.L: UK micro-cap insurance-premium lender at 0.58x TBV (108p vs 62p), PE ~4x, 6.4% yield. ROE >20%, 15%+ loan growth since 2021, near-zero losses. Cheap on illiquidity, 2024 fraud/customer bust, delisting scare. 92% recourse loans. CEO owns 57%. Base 98p (+58%), bull 140p (+125%).
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