Added to YB: 2026-07-03
Pitch date: 2026-07-01
SOFI [neutral]
SoFi Technologies, Inc.
-2.46%
current return
Author Info
No bio for this author
Company Info
SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong.
Market Cap
$23.0B
Pitch Price
$18.70
Price Target
800.00 (+4238%)
Dividend
N/A
EV/EBITDA
N/A
P/E
40.30
EV/Sales
N/A
Sector
Consumer Finance
Category
growth
The Future of SoFi
SOFI (overview): Q1'26 record: GAAP rev $1.1B (+43% YoY), net income $167M (+134%), adj EBITDA $340M (~31% margin), 14.7M members. 18th straight Rule of 40 qtr. Bull: SoFiUSD stablecoin + Mastercard settlement, Big Business Banking, Galileo rebrand as B2B infra play. Bear: $37B unsecured loans (58% rev), but charge-offs improving (3.03% personal), 21% CET1. Trades ~$17.88, ~$23B cap; CEO eyes $1T (~$780/sh, 50x). Risks: recession defaults, rates, execution.
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