Added to YB: 2026-06-04
Pitch date: 2026-06-01
OPRT [bullish]
Oportun Financial Corporation
-9.4%
current return
Author Info
No bio for this author
Company Info
Oportun Financial Corporation provides financial services in the United States. The company offers personal loans and credit cards.
Market Cap
$231.4M
Pitch Price
$5.21
Price Target
7.15 (+51%)
Dividend
N/A
EV/EBITDA
N/A
P/E
13.62
EV/Sales
N/A
Sector
Consumer Finance
Category
turnaround
Oportun Financial Corporation ($OPRT)
OPRT: Subprime lender at inflection; net income +$100m '25 vs '24, +$200m vs '23. Findell-led activist turnaround done: new CEO Bland (30yr vet), board overhaul, OpEx -32% since '23. Trades 0.75x book/0.63x TBV vs OMF premium. Catalysts: refi 15% corp debt sub-6%, NCO drop 12%→10%, risk-based pricing >36% APR. Forager 8% stake could bid. Target $7.15 (book). Risks: Pathward 99% origination concentration, NCO spikes, macro/blue-collar exposure.
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