Added to YB: 2026-05-19
Pitch date: 2026-05-16
NU [bullish]
Nu Holdings Ltd.
-0.89%
current return
Author Info
No bio for this author
Company Info
Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States.
Market Cap
$59.3B
Pitch Price
$12.40
Price Target
N/A
Dividend
N/A
EV/EBITDA
N/A
P/E
18.81
EV/Sales
N/A
Sector
Banks
Category
growth
Nu Q1 2026: Incredible Growth vs AI Hungry Market!
NU (earnings): Q1 rev $5B +53% YoY, NI $872M +56.5%, EPS $0.18 (vs $0.19 est), 135.2M customers +14%, ARPU $15.9 +42%. Brazil 8.9% ROA on cards, 15.8% on unsecured; Mexico breakeven w/ 42% efficiency ratio vs 120% in 2022. Loan portfolio $37.2B +54%, NPLs stable at 6.5%. ROE 29%, cost/customer up 19% FXN on AI/US expansion investment. Trading 14x FWD P/E despite accelerating growth—author sees FOMO-driven mispricing vs fundamentals.
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