Added to YB: 2026-04-29
Pitch date: 2026-02-27
UMBF [bullish]
UMB Financial Corporation
+10.37%
current return
Author Info
No bio for this author
Company Info
UMB Financial Corporation operates as a bank holding company that provides banking services and asset servicing in the United States and internationally.
Market Cap
$9.3B
Pitch Price
$113.57
Price Target
N/A
Dividend
1.41%
EV/EBITDA
N/A
P/E
13.16
EV/Sales
N/A
Sector
Banks
Category
value
UMB Financial Corporation - $UMBF
UMBF: Mid-cap bank w/ 40% earnings from institutional trust/servicing (sticky fees, recurring). 2019-25 operating EPS CAGR 14.7% to $11.3. HTLF deal adds $14B granular deposits, 30%+ EPS accretion, 3yr TBV earnback. Operating ROATCE 18.5%, but trades 10x fwd P/E vs peers due to GAAP noise. NCOs 0.23%, NPLs 0.37%. 64% LTD. Indexed deposits support NIM expansion as rates fall. Catalyst: GAAP metrics converge to operating, re-rate to 12-13x = high-teen returns.
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