Added to YB: 2026-04-13
Pitch date: 2026-04-09
FICO [neutral]
Fair Isaac Corporation
-6.29%
current return
Author Info
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Company Info
Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific.
Market Cap
$25.9B
Pitch Price
$1.1K
Price Target
N/A
Dividend
N/A
EV/EBITDA
28.42
P/E
40.42
EV/Sales
14.04
Sector
Software
Category
turnaround
Rebound Watchlist: Fair Isaac Corporation
FICO (watchlist): Down ~50% from late 2024 highs on FHFA allowing VantageScore 4.0 alongside FICO for mortgages, ending regulatory monopoly. Despite fears, Q1 FY26 rev +16% YoY, scores rev +29%, mortgage originations rev +60%. 5 major resellers (70-80% mkt) signed Direct Licensing; lenders have low incentive to switch given transition costs & lower predictive power of alternatives. Trading ~35x fwd earnings vs 50x+ mid-2025. Path back to highs if mortgage mkt reaccelerates & VantageScore threat stays theoretical.
Read full article (2 min)