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Added to YB: 2026-04-09

Pitch date: 2026-04-07

ELF.TO [bullish]

Ellinas Finance Public Company Limited

Author Info

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Company Info

Ellinas Finance Public Company Limited provides short- and medium- term lending services to individuals and companies in Cyprus.

Market Cap

EUR 5.4M

Pitch Price

N/A

Price Target

N/A

Dividend

8.18%

EV/EBITDA

N/A

P/E

7.66

EV/Sales

N/A

Sector

Financial Services

Category

value

Show full summary:
E-L Financial Corporation Limited - $ELF.TO

ELF.TO (new position): 35% discount to NEV ($16 vs $25+). Empire Life (99.5% owned) at book but peers trade 1.5-2x (Sun Life 2x, Manulife 1.5x); 153% LICAT ratio, 11-13% ROE. Investment portfolio +11.1% CAGR. Jackman shifted shareholder-friendly: shares down 14% via buybacks since 2020, dividend 3x'd, $5.20 paid out (vs $16 price), 20:1 split doubled liquidity. NEV +12.4% since 1969. Catalyst: discount narrowing on capital returns + potential Empire sale at premium to book.

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