Added to YB: 2026-03-26
Pitch date: 2026-03-24
PAGS [bullish]
PagSeguro Digital Ltd.
+1.3%
current return
Author Info
No bio for this author
Company Info
PagSeguro Digital Ltd., together with its subsidiaries, provides financial and payment solutions for consumers, individual entrepreneurs, micro-merchants, and small and medium-sized companies in Brazil and internationally.
Market Cap
$14.4B
Pitch Price
$9.96
Price Target
32.00 (+217%)
Dividend
1.34%
EV/EBITDA
1.58
P/E
7.22
EV/Sales
0.74
Sector
Financial Services
Category
value
PagSeguro / PagBank (NYSE: PAGS) Brazil’s Hidden Fintech Champion Trading at 7x Earnings
PAGS: Brazil digital bank w/ 34M clients trading 7x P/E despite 16% revenue growth & 15% shareholder yield (buybacks+divs). Banking rev +51% in 2025, credit expanding 33% YoY w/ NPLs at half industry avg. 2029 targets: BRL25B credit portfolio, >16% EPS CAGR. Fair PE model: $2 EPS by 2028 at 16x P/E = $32 target vs $9.40 today (~50% IRR). Risks: SELIC rate 14.5%, BRL weakness, competition from Nubank
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