Added to YB: 2026-03-20
Pitch date: 2026-03-18
SOFI [neutral]
SoFi Technologies, Inc.
+1.97%
current return
Author Info
No bio for this author
Company Info
SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong.
Market Cap
$22.2B
Pitch Price
$16.75
Price Target
N/A
Dividend
N/A
EV/EBITDA
N/A
P/E
45.05
EV/Sales
N/A
Sector
Consumer Finance
Category
N/A
Regarding the short-selling report by Muddy Waters Research: Did SOFI commit fraud?!
SOFI (update): Muddy Waters short report claims 90% EBITDA manipulation via 3.89% student loan discount rate below 10yr UST, 6.2% servicing rights markup vs 1% industry avg, hidden $312M debt. Author agrees accounting is aggressive but disputes fundamental value dismissal: 13.7M members, $37.5B deposits (97% direct), Fed/OCC/FDIC oversight, CEO bought $500k stock. True EBITDA likely between MW's $103M & reported $1.054B.
Read full article (5 min)