Added to YB: 2026-03-18
Pitch date: 2026-03-16
DAVE [bullish]
Dave Inc.
+1.1%
current return
Author Info
Komodo Capital shares their favorite risk adjusted ideas in the market today, ranging from micro caps to mega caps. Sign up for the newsletter.
Company Info
Dave Inc. provides various financial products and services through its financial services platform in the United States.
Market Cap
$2.9B
Pitch Price
$207.91
Price Target
N/A
Dividend
N/A
EV/EBITDA
14.66
P/E
15.67
EV/Sales
5.08
Sector
Consumer Finance
Category
growth
Quick Update: DAVE Inc. ($DAVE)
DAVE (holding update): 2nd largest position. FY25: rev +60% YoY, adj net income +174%, FCF +132% ($190M est surpassed in 3Q). 12x '26 adj EPS. Board extended buyback to $300M (10% of shares). 28-day delinquency 1.89% Q4 vs 2.33% Q3, showing underwriting edge. CCB partnership frees $200M liquidity. Avg loan 8-11 days enables rapid AI training. Risks: churn, rising CAC, API fee threats.
Read full article (4 min)