Added to YB: 2026-03-05
Pitch date: 2026-03-03
PYPL [neutral]
PayPal Holdings, Inc.
+1.52%
current return
Author Info
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Company Info
PayPal Holdings, Inc. operates a technology platform that enables digital payments for merchants and consumers worldwide.
Market Cap
$42.7B
Pitch Price
$46.05
Price Target
N/A
Dividend
1.21%
EV/EBITDA
6.55
P/E
8.57
EV/Sales
1.34
Sector
Financial Services
Category
value
PayPal Stock Breakdown
PYPL (overview): Processes $1.8T annually w/ 230M users. Rev $33.1B split: branded checkout (30% TPV, 60-65% profits, 2.5-2.9% take-rate), PSP (largest TPV, low margin enterprise biz), Venmo ($1.7B rev, +20% growth), BNPL ($40B TPV, +20%). Trades 8.5x P/E vs peers 10-12x; market pricing secular decline. Modernizing w/ Fastlane (biometrics, +35% conversion). Risk: competition (Apple/Google Pay), new CEO, lending portfolio quality. Bull: $6B buybacks, 1.3% yield = 16% shareholder yield; stabilization + low-single-digit growth could re-rate to 10-12x.
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