Professional
Added to YB: 2026-03-03
Pitch date: 2026-02-27
BFCC [neutral]
BankFirst Capital Corporation
+0.48%
current return
Author Info
River Oaks Capital is an investment fund that invests in a concentrated number of small, underfollowed micro cap & small cap public companies. Sign up for the newsletter.
Company Info
BankFirst Capital Corporation operates as the bank holding company for BankFirst Financial Services that provides banking and financial services to individual and corporate customers in Mississippi and Alabama.
Market Cap
$279.9M
Pitch Price
$52.50
Price Target
N/A
Dividend
2.00%
EV/EBITDA
N/A
P/E
11.36
EV/Sales
N/A
Sector
Banks
Category
value
River Oaks Capital Portfolio Holding: BankFirst Capital Corporation
BFCC (holding update): Community bank, $3.3B assets post-Magnolia integration, targeting $5B long-term. Generating $30M+ FCF to equity (~12% yield, 8-9x P/E). ~$250M ECIP loans expected to redeem mid-2028 at 20-28% of face, boosting book value 40-50% to $375-400M vs $255M market cap. Returning capital via $5M+ YTD buybacks + $5.5M annual dividend.
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