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Added to YB: 2026-02-18

Pitch date: 2026-02-13

TOST [neutral]

Toast, Inc.

+0.6%

current return

Author Info

The Reservist is building a long-duration high growth portfolio of companies, looking to outperform the QQQ for the next 7 years. In depth stock analysis and portfolio management thoughts. Sign up for the newsletter.

Company Info

Toast, Inc. operates a cloud-based digital technology platform for the restaurant industry in the United States, Ireland, India, and internationally.

Market Cap

$16.3B

Pitch Price

$27.48

Price Target

N/A

Dividend

N/A

EV/EBITDA

37.59

P/E

49.39

EV/Sales

2.33

Sector

Financial Services

Category

growth

Show full summary:
Toast wraps up a VERY strong 2025

TOST (update): Q4 beat on all metrics, 164k locations (+8k). FY26 guide: $2.27-2.3B GP (20-22% growth), $775-795M adj EBITDA, but implies 2-4% deceleration vs 18-19% location adds. Historically sandbags 7-8%. Trading $93k/location (9x GP/loc), growing to ~300k locs by 2030 = $51k/loc (4.5x). Risks: macro, competition. Bullish on AI. 12% SBC (down from 17%)

Read full article (5 min)