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Added to YB: 2026-02-16

Pitch date: 2026-02-12

OPFI [bearish]

OppFi Inc.

-2.72%

current return

Author Info

Shortfinder specializes in in uncovering small-cap companies at risk of dilution, regulatory setbacks, or fundamental weaknesses. Sign up for the newsletter.

Company Info

OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States.

Market Cap

$246.5M

Pitch Price

$8.81

Price Target

N/A

Dividend

N/A

EV/EBITDA

N/A

P/E

64.95

EV/Sales

N/A

Sector

Consumer Finance

Category

N/A

Show full summary:
OPFI Ranks #1 Dilution Risk — Insider Selling, 9x Leverage, and 73% Decline Probability Signal Caution

OPFI: #1 dilution risk in 184-stock universe. Model signals 73.2% probability of -21.6% drawdown in 20 days. 100% insider selling (CFO voluntary sale, director gifted 187k shares). 9.0x D/E, 0.13 Altman Z (distress). $113.6M unused shelf (14% cap), 7.7M warrants (10% float), 7.7 days-to-cover short interest. RSI 36, down 12% 20d.

Read full article (5 min)