Added to YB: 2026-02-12
Pitch date: 2026-02-10
UNIB [bullish]
University Bancorp, Inc.
-3.05%
current return
Author Info
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Company Info
University Bancorp, Inc. operates as the bank holding company for University Bank that provides various personal, business, and community banking services in the United States.
Market Cap
$124.3M
Pitch Price
$24.24
Price Target
N/A
Dividend
0.42%
EV/EBITDA
N/A
P/E
11.91
EV/Sales
N/A
Sector
Banks
Category
value
Islamic Finance - University Bancorp, Inc.
UNIB: Trades 0.85x TBV, ~5x earnings; core earnings ~$2.50/share on $16.50 stock. Built insurance, banking, trust & Sharia-compliant bank. $94M equity growing $15M/yr. Castle Creek deal adds $25M capital for Nasdaq/Russell 2000 listing. Mgmt sees $20B US Islamic banking opportunity (40% share target = $400M net income at 20% ROE), plus $5B P&C insurance market ($120M income potential). Canada offers equal upside. Cross-sell strategy across wealth/insurance/lending segments.
Read full article (2 min)