Professional
Added to YB: 2026-02-06
Pitch date: 2026-02-04
PYPL [neutral]
PayPal Holdings, Inc.
+2.78%
current return
Author Info
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Company Info
PayPal Holdings, Inc. operates a technology platform that enables digital payments for merchants and consumers worldwide.
Market Cap
$37.6B
Pitch Price
$40.60
Price Target
N/A
Dividend
1.37%
EV/EBITDA
5.80
P/E
7.54
EV/Sales
1.19
Sector
Financial Services
Category
N/A
Pernas Research Passes On: PayPal Holdings, Inc.
PYPL (pass): Secular pressure in core Branded Checkout drove Q4 TPV growth to ~1%, showing clear share loss. Despite 20% TPV growth in Processing/BNPL/Venmo, branded checkout still represents >50% of transaction margins. CEO removed but underlying branded payments issues unfixable. Avoiding despite 7x FCF valuation.
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