<- Go home

Added to YB: 2026-02-05

Pitch date: 2026-02-03

EXSR [bullish]

Exchange Bank (Santa Rosa, CA)

+0.14%

current return

Author Info

No bio for this author

Company Info

Exchange Bank (Santa Rosa, CA), a community bank, provides a range of personal, commercial, and trust and investment management services in California.

Market Cap

$245.2M

Pitch Price

$143.00

Price Target

282.00 (+97%)

Dividend

3.65%

EV/EBITDA

N/A

P/E

8.18

EV/Sales

N/A

Sector

Banks

Category

value

Show full summary:
Exchange Bank: An Asset-Rich Community Bank Trading at a Structural Discount

EXSR: Community bank at 0.7x TBV ($202) despite clean balance sheet, no credit stress, $11.7M trust fee income, $25M+ real estate uplift. Controlled by charitable trust limits catalyst but provides downside protection. Target $282 (98% upside) assumes 1.25x TBV + AOCI recovery + RE value.

Read full article (10 min)