Added to YB: 2026-02-03
Pitch date: 2026-01-31
OXBC [bullish]
Oxford Bank Corporation
-1.2%
current return
Author Info
No bio for this author
Company Info
Oxford Bank Corporation operates as the holding company for Oxford Bank that provides various banking products and services to various customers in Michigan.
Market Cap
$103.5M
Pitch Price
$42.50
Price Target
66.00 (+57%)
Dividend
N/A
EV/EBITDA
N/A
P/E
9.42
EV/Sales
N/A
Sector
Banks
Category
value
Oxford Bank Corporation: A Quiet Compounder With M&A Written All Over It
OXBC: Oxford Bank compounded book value from $32M to $109M over decade through disciplined commercial lending, 5.23% NIM, low funding costs. Trades ~1x book despite 14% capital ratio, quality deposit base. Mgmt open to M&A for scale/liquidity. AI investments for operating leverage. Target 1.5x book (~$66) on normalization.
Read full article (6 min)