Added to YB: 2025-12-29
Pitch date: 2025-12-23
FOUR [neutral]
Shift4 Payments, Inc.
+1.13%
current return
Author Info
No bio for this author
Company Info
Shift4 Payments, Inc. engages in the provision of software and payment processing solutions in the United States and internationally.
Market Cap
$4.5B
Pitch Price
$64.50
Price Target
N/A
Dividend
N/A
EV/EBITDA
12.89
P/E
30.30
EV/Sales
2.40
Sector
Financial Services
Category
N/A
Shift4: Valuation and Personal Opinion
FOUR (pass): Debt-fueled acquisition engine masquerading as organic growth. $691M investing cash vs $500M operating cash in 2024, widening to $2.8B vs $410M in 9mo 2025. True CAC hidden in acquisitions/equipment leases while reporting 0.7% marketing spend. 30x FCF valuation assumes perpetual 30%+ growth impossible without external capital. Governance red flags include related-party jets, family buyouts, margin loan stress during CEO's public 'buyer' stance. Hospitality exposure + rising debt costs = spiral risk. Fair value $4-5B vs $9.3B EV.
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