Added to YB: 2025-12-26
Pitch date: 2025-12-22
PYPL [neutral]
PayPal Holdings, Inc.
-23.75%
current return
Author Info
Bob’s Payment Stock Substack is a former analyst and portfolio manager. Fundamental buy-and-hold investor. Talking stocks and markets. Focus on Payments, Financial Technology, and Payroll and HCM. Sign up for the newsletter.
Company Info
PayPal Holdings, Inc. operates a technology platform that enables digital payments for merchants and consumers worldwide.
Market Cap
$41.7B
Pitch Price
$59.65
Price Target
N/A
Dividend
1.24%
EV/EBITDA
6.41
P/E
8.38
EV/Sales
1.31
Sector
Financial Services
Category
value
PayPal: Past, Present and Future
PYPL (overview): TM$ growth set to accelerate to 7% in 2025 but facing headwinds from macro pressure on core customers during holiday season. High-margin products (BNPL, Pay with Venmo, debit cards) contributing 4% to growth. Pre-investment TM$ could reach 6%+ in 2026-27 but reported growth likely <3% in 2026 due to investments. Trading at 8.6x 2025 FCF guidance.
Read full article (17 min)