Added to YB: 2025-12-26
Pitch date: 2025-12-22
HLFN [bullish]
Home Loan Financial Corporation
Author Info
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Company Info
Home Loan Financial Corporation, a unitary thrift holding company, provides various banking products and services in the United States.
Market Cap
$49.0M
Pitch Price
N/A
Price Target
55.00
Dividend
6.02%
EV/EBITDA
N/A
P/E
6.58
EV/Sales
N/A
Sector
Banks
Category
value
Show full summary:
The Home Loan Financial Corp
HLFN: Ohio community bank trades 6.3x FY26 EPS despite 17.5% ROE, pricing power, growing deposits. Dominant Coshocton County franchise w/ 95% ARM loans, 45% efficiency ratio. Recent credit stress: delinquencies up to 2.2%, substandard loans rose but 12% Tier 1 capital provides buffer. Price target $55 (10x multiple) = 58% upside in 2 years.
Read full article (6 min)