Added to YB: 2025-09-08
Pitch date: 2025-09-05
OVLY [bullish]
Oak Valley Bancorp
-8.54%
current return
Author Info
Company Info
Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides a range of commercial banking services to individuals and small to medium-sized businesses in the Central Valley and the Eastern Sierras.
Market Cap
$237.0M
Pitch Price
$29.57
Price Target
N/A
Dividend
2.09%
EV/EBITDA
N/A
P/E
9.84
EV/Sales
N/A
Sector
Banks
Category
value
Oak Valley Bancorp (OVLY): Winning The Deposit Game
OVLY: $2B CA bank w/ 90% CRE loans, 10% 5yr BV CAGR. Strengths: 0.74% cost of funds, 0.003% NCOs, 14.8% CET1, 64.9% loan/deposit ratio, $503M AFS securities. CEO owns 2.8%, mgmt has 30yr tenure + banking school training. Risk: 60.1% efficiency ratio vs 49.9% prior. Trades 1.17x tangible book.
Read full article (4 min)