Added to YB: 2025-08-21
Pitch date: 2025-08-18
LSBK [bullish]
Lake Shore Bancorp, Inc.
+5.08%
current return
Author Info
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Company Info
Lake Shore Bancorp, Inc. operates as the savings and loan holding company for Lake Shore Savings Bank that provides banking products and services in New York.
Market Cap
$98.0M
Pitch Price
$12.79
Price Target
N/A
Dividend
2.84%
Sector
Banks
Category
special_situation
Show full summary:
Quick Idea: $LSBK
LSBK: Small regional bank post-demutualization at 0.7x BV ($17.89). $100M mkt cap, $75M cash. Activist Stilwell (9.4% stake) targeting cost cuts in inefficient bank (72% efficiency ratio, 6% ROE). Risk: 70% of assets in loans, 50%+ in CRE. Buybacks likely in 1yr, merger in 3yrs.
Read full article (2 min)