Added to YB: 2025-07-17
Pitch date: 2025-07-15
FICO [neutral]
Fair Isaac Corporation
+19.49%
current return
Author Info
Quality Stocks helps you find valuable insights to become a better investor, discover quality companies, and find investment ideas. Sign up for the newsletter.
Company Info
Fair Isaac Corporation develops software with analytics and digital decisioning technologies that enable businesses to automate, enhance, and connect decisions in the Americas, Europe, the Middle East, Africa, and the Asia Pacific.
Market Cap
$39.8B
Pitch Price
$1.5K
Price Target
2.3K (+25%)
Dividend
N/A
EV/EBITDA
46.26
P/E
64.94
EV/Sales
22.01
Sector
Software
Category
growth
Stock of the Week: Fair Isaac – Is the Moat in Danger?
FICO (wait for pullback): Solid 15% YoY growth (25% in Scores segment), but competition rising after FHFA allows VantageScore as alternative to FICO amid 400% price hikes. New BNPL credit scores coming Fall 2025. PE of 90x unsustainable for 25% EPS growth. $1B buyback announced. Analysts mostly bullish ($2000-2300 targets), waiting for pullback to $1450/$1110/$850.
Read full article (2 min)