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Added to YB: 2025-06-10

Pitch date: 2025-06-08

SEZL [bearish]

Sezzle Inc.

-32.84%

current return

Author Info

No bio for this author

Company Info

Sezzle Inc. operates as a technology-enabled payments company in the United States and Canada. The company offers Sezzle Platform that provides a payments solution for consumers that extends credit at the point-of-sale allowing consumers to purchase and receive the ordered merchandise at the time of sale while paying in installments over time; Pay-in-Four, which allows consumers to pay a fourth of the purchase price up front and then another fourth of the purchase price every two weeks thereafter over a total of six weeks; Pay-in-Full that allows consumers to pay for the full value of their order up-front through the Sezzle Platform without the extension of credit; Pay-in-five which allows eligible consumers to pay a fifth of the purchase price up front, and then another four installments every two weeks; Pay-in-Two, which allow consumer to pay half of the value of their order up-front and the second half in two weeks; and other alternative installment options.

Market Cap

$3.8B

Pitch Price

$134.79

Price Target

N/A

Dividend

N/A

EV/EBITDA

13.37

P/E

27.07

EV/Sales

7.97

Sector

Financial Services

Category

N/A

Show full summary:
High Risk, Low Reserves: Why Sezzle’s BNPL Model May Be Built to Fail

SEZL short: Subprime BNPL lender targeting credit-starved consumers post-bankruptcy. Revenue driven by $17.99/mo subscription fee to access merchants with no direct partnerships. Inexperienced management, questionable accounting (Baker Tilly sanctioned), 3 board resignations in 2024. Unsustainable growth via promotional credits. Zero institutional investors, 1/3 shares on loan. Likely $0 on economic downturn.

Read full article (2 min)