Professional
Added to YB: 2025-06-02
Pitch date: 2025-04-09
UPST [neutral]
Upstart Holdings, Inc.
+59.27%
current return
Author Info
Maple Tree Capital is a fictitious fund run by @HenryInvests. Follow on Twitter/X.
Company Info
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States.
Market Cap
$6.2B
Pitch Price
$41.96
Price Target
N/A
Dividend
N/A
Sector
Consumer Finance
Category
growth
Maple Tree Capital Portfolio Holding: Upstart Holdings, Inc.
UPST: Increased position 12.67% post Q4 revenue beat ($219M vs $180M guide). 2025 guide: $1B. Capital now 50%+ long-term committed vs previous 'at-will' structure. Small Dollar Loans (13% borrowers), HELOC (1000+ loans, 0 defaults), Auto expanding. Analyst targets $100+. Thesis: misunderstood growth co with outsized return potential.
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